Pay As You Drive Cover is comprehensive insurance for drivers who spend less time behind the wheel.
When you sign up, you can buy between 1,000km to 15,000km per year, depending on how many kilometres you think you'll drive during the period of insurance.
We'll then ask you for your start odometer reading within 14 days of the start date of your policy. Your end odometer reading will be your start odometer reading plus the number of kilometres you purchased.
Your Certificate of Insurance will show:
- the start odometer reading you gave us;
- the number of kilometres you purchased; and
- your end odometer reading
Don't worry, if you think you'll drive more than the number of kilometres that you purchased, you can top up your kilometres during the term through the ‘Manage policies’ section of your account. Just keep in mind that we'll need to adjust your premium, too. Check out our PDS for more details.
If you need to make a claim and your odometer reading at the time of the claim is less than your start odometer reading or greater than your end odometer reading, a $1,000 additional excess will apply.
Make sure you give us your start odometer reading within 14 days of the start date of your policy. If you need to make a claim after this time and you have not given us your start odometer reading, the $1,000 additional excess will apply.